Let us help you save thousands of dollars on a Conventional loan!
Your Quick Guide on a 30-year Conventional Mortgage...
Our Conventional Mortgage Process is Quick & Easy!
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A traditional 30-year Conventional mortgage has a fixed interest rate and monthly payments that never change. It also has the ability to remove the mortgage insurance within an average of 7 to 10 years. This type of loan might be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then Government loans (FHA, USDA, VA) are usually better.
We’re here to make the home loan process a whole lot easier, starting with our FREE Mortgage Qualifier.
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We’ll help you navigate through the different loan programs for your needs, and allow you to choose the right one, whether you’re a first-time home buyer or a seasoned investor.
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Here’s how our home loan process works:
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Complete our simple Mortgage Application
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Receive options based on your unique criteria and scenario
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Compare mortgage interest rates and terms
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Choose the offer that best fits your needs
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Do you Qualify?
As a rule of thumb, it may be harder to qualify for Conventional loans than for Government loans (FHA, USDA, VA). Reason being that conventional loans generally require a higher credit score. Another thing to consider is that Conventional loans usually require a higher down payment than Government loans and typically have lower debt to income ratios (DTI).
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