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Congratulations! You're ready to buy a home
Do I Qualify?
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “28/43.” This means that no more than 28% of your total monthly income (from all sources, before taxes) can go toward your housing payment, and no more than 43% of your monthly income can go toward your total monthly payments that are showing on your credit report (in addition to your mortgage payment).

We hold the key to making your home purchase hassle Free!
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Choosing a home loan that matches your goals and making sure you get the best rate for your given scenario can be a hassle.
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That's why we're here, to make the home loan process a whole lot easier. With our tools and expertise we can help guide you along the way, starting with our FREE Pre-Approval Letter.
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Whether you’re a first-time home buyer or a seasoned investor we can help you choose the right loan program for your given needs.
Here’s how our home loan process works:
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Complete our simple Mortgage Application
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Receive options based on your unique criteria and scenario
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Compare mortgage interest rates and terms
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Choose the offer that best fits your needs
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